AAA Life – Always There
Since 1969, AAA Life has been a trusted partner to millions by helping protect families when we’re needed most. For all of life’s twists and turns, AAA Life is always there – just like Dad’s old chair.
What are you planning for?
Select from a life event below
A new home means new beginnings – and new responsibilities. Life insurance can help protect the life you’re building, through every move and milestone.
What are you planning for?
Select from a life event below
A new home means new beginnings – and new responsibilities. Life insurance can help protect the life you’re building, through every move and milestone.
Marriage marks the start of a shared future, with shared goals and shared responsibilities. Life insurance helps you take care of each other and protect the life you’re building together.
Parenting is knowing you can’t prepare for everything. Childcare costs, afterschool activities, college tuition – you’re the one they depend on completely. Life insurance can help plan for what’s ahead.
Your job as a protector changes with every milestone. From first steps to first keys, life insurance helps ensure you’re still there for them – even as they grow more independent.
Frequently Asked Questions
Life insurance can benefit anyone who has people that depend on them financially, such as a spouse, children or aging parents. Life insurance can help financially protect your loved ones by providing a payout to your beneficiary (or beneficiaries) if you pass away. That money can help reduce the financial impact on those who depend on you if you were to pass away and can be used to cover expenses like mortgages, monthly bills, future education costs and general cost-of-living expenses. Life insurance is cheaper when you’re younger and healthier, so it may be wise to start planning for the future today.
There are many types of life insurance. The most common types are term life, which lasts for a specific length of time, and whole life insurance, which are designed to provide coverage for an entire lifetime and build cash value over the life of the policy. AAA Life also offers accident insurance, which can provide cash benefits if you are injured in a covered accident, and annuities; certain annuities can provide a secure way to grow your money for retirement. Your specific needs can vary and are likely to change over time. AAA Life can help you perform a needs analysis to make sure you have the right types of coverage in place.
It’s a common benefit to have some level of life insurance coverage through your job, and it’s a great idea to take advantage of that. Most people underestimate the amount of life insurance they need, and employer-offered insurance may only be one or two times your annual salary. Though the specific number varies based on your situation, a general rule of thumb is to shoot for at least seven times your annual salary. The benefits of a policy can be used to pay for mortgages, future college expenses, regular bills and grocery expenses, funeral and burial costs and much more. A supplemental life insurance policy through AAA Life can help your family live more comfortably if something were to happen to you.
AAA Life makes it easy to get started. You can start the process online and browse our website to help learn life insurance basics and explore the different options that are available to you. When you’re ready to take the next step, we offer a team of licensed and experienced specialists who can provide a free, no-obligation quote, answer any questions you have and supply you with the information you may need to complete an application.
Your life insurance quote will depend on a variety of factors, including the type of coverage you’re applying for, how much you’re looking to buy, and depending on the type of policy, how healthy you are. But many people overestimate the cost of life insurance, with a recent study finding the youngest and healthiest adults overestimate the cost of their coverage by as much as 10-12 times.1 Our experienced Life Specialists can help walk you through your options and find coverage that works for your budget.
Getting started with AAA Life
Find your coverage options in a few easy steps
AAA Life offers a variety of financial protection solutions that can help at any stage of life through life insurance options, accident insurance and annuities. We help our policyholders protect what matters to them and promise to be there when we’re needed most.
Our dedicated life specialists are also available to you to answer any questions and walk you through the process. Use the form on the right to begin a free, no-obligation quote.
Get a Term Quote
Knowledge Center
Your life insurance coverage can be customized to meet you wherever you are in life. Explore the educational resources below to get started on finding the right solution for your needs.
Getting started
You’ve made the decision to consider life insurance. Great choice! Let us help you compare products that best fit your needs.
Get the facts
Don’t fall for these life insurance myths! We’ve identified some of the most common misconceptions about coverage to help you make the right choice for your family.
Term Life
Term life insurance is coverage that is designed to last for a predetermined length of time. You choose the length of the term and coverage amount based on your needs and your budget.